The materials displayed on this site, including without limitation all information, text, materials, graphics, software, advertisements, names, logos and trademarks (if any) on this site ("Content") are protected by copyright, trade mark and other intellectual property laws. You may view this site using your web browser and save electronic copies, print, copy, parts of this web site solely for your own personal information, research or study. The formatting, content, and means for presenting data on this site are the proprietary intellectual copyrighted property of zbit.net.

You understand and agree that Content on this site is derived by data entered and/or imported by you and hence reliance of it is solely at your own risk. While our crew at zbit.net have worked hard to insure we have solid code in all our endeavors, software is generally not perfect. You agree to hold zbit.net, agents of, owners, connected/related parties harmless from any legal recourse, allegation, litigation, or action. Again, use of this site is understood by you solely at your own risk without any warranty or obligations.

No direct or implied recommendations are given by the site. Before making any decision on the basis of any information contained on this site you need to consider, with or without the assistance of a representative, whether the information is appropriate of your particular investment needs, objectives and financial circumstances. You should obtain the services of qualified financial advisors before making financial decisions. Neither zbit.net, agents of, owners, connected/related parties or employees give any representation or warranty as to the reliability, accuracy or completeness of the information, nor do they accept any responsibility arising in any way (including by negligence) for errors in, or omissions from, the information. WE ARE NOT FINANCIAL ADVISIORS, we are in the business of software development. No reliance is/should be formed. zbit.net disclaims all responsibility for any loss or damage which any person may suffer from reliance on the information and material on this web site or any opinions.

You must not use this site or the information on this site in any manner or for any purpose which is unlawful or in any manner which violates any right(s) of zbit.net.

zbit.net uses your email address as an ID to identify you on this site. We will not sell our list to any third party nor spam you with useless information. All emails generated from this system will only be for the DIRECT support or notification in connection of your use with systems related to zbit.net. All emails of this type will be user configurable so that you can disable them if desired. We share your desire for eliminating needless email box clogging. Please report any violations/suggestions to cents2sense@zbit.net.

This site contains links to third party sites. These linked web sites are not under the control of zbit.net, and zbit.net is not responsible for the content of any linked web site or any hyperlink contained in a linked web site. zbit.net provides these hyperlinks to you as convenience only, and the inclusion of any link does not imply any endorsement of the linked web site by zbit.net. You link to any such web site entirely at your own risk.

zbit.net will not be liable for any loss or damage to your system or web site, or to people linking to this material from other web sites, caused by or in connection with the use or link to this material. Any such loss or damage will be your responsibility. zbit.net advises you to take your own precautions in relation to protecting your system from malfunction or viruses.

zbit.net does not guard against the use of the system by users under the age of 18 as this would block the system from the use of valid emancipated minors. (Persons under the legal majority age that have asked the court to grant them the authority to do the same things as a person who has reached the age of majority.) By using this system, you are certifying that you are either over the age of 18, have been granted an emancipated minor status, or are using this system under direct supervision of an adult. Management of a basic checking account and/or debit/credit card is a form of necessaries which consist of goods reasonably necessary for subsistence via education.

If you have an issue/gripe/complaint/comment with the site, you must first give us the chance to work with you in a reasonable and professional manor. This agreement shall be governed in all respects by the laws of the State of Tennessee. You agree that any claim or dispute you may have against zbit.net must be resolved by a court located in Sumner County, Tennessee. You agree to submit to the personal jurisdiction of the courts located within Sumner County, Tennessee for the purpose of litigating all such claims or disputes. zbit.net will disclose non-public user information to law enforcement only in accordance with applicable U.S. law and requires valid legal process, such as a subpoena, court order, or search warrant, in order to produce records of non-public user information to U.S.-based law enforcement. zbit.net requires a search warrant issued under the procedures of the Federal Rules of Criminal Procedure or equivalent state warrant procedures, based upon a showing of probable cause, to compel disclosure of the content held on this system. Access is limited to "current" or as of today backups, as no historical records are kept by the system.